13 fantastic money saving tips

When it comes to saving money, it seems we are all trying to squeeze the copper out of a penny. There are ways to set some money aside and watch it add up right before your eyes. You will not only keep a better eye on your money but you may find that you actually have a little bit of extra cash.

When it comes to your paycheck, have some taken out the second it hits the bank. Set up a savings account or some other sort of fund so that a set amount will be deposited when you deposit your check. This way, you won’t miss it and it will add up to a tidy sum before you know it.

Keep a diary of what you spend. By writing down the cost of everything that you purchase, you will be shocked at the cost and the money that you could be saving. Lunches, eating out and other little odds and ends can really add up. You can also put yourself on a budget. Add up your bills and your income. Whatever is left after the bills are paid is your spending limit for the month. Divide that into 4 weeks.

Leave your bank cards and credit cards at home when you shop. Take only the amount of cash that you can afford to spend. Impulse shopping can be another problem. Avoid going into department stores unless you are going for something specific. Walking to your destination is also very helpful.

When shopping at the grocery store, you should look for clearance items in the freezer section or foods that can be frozen. This will save you tons of money. Another way to save at the store is to make a list and stick to it. You can also take your change and place into a jar every night before you go to bed. Emptying out your pockets can add up quickly.

As you can see, saving money is not as hard as it seems. With a few simple ideas, you can set aside some money and use it for something special, such as a night out or a dress that you have been longing to get.